Inefficiency and Luxury
Inefficiency and Luxury I spend a lot of time thinking about luxury. Not in the traditional sense of champagne wishes and caviar dreams, but more about what makes life feel abundant. What are the...
Tagged: Budget
The Early Retirement Fear Factor
The Early Retirement Fear Factor This morning we are recording an episode for The What’s Up Next Podcast with three spouses of high income wage earners. These individuals have had to step back from...
My Unfair Advantage
My Unfair Advantage I have a confession to make. It almost disqualifies me from writing about personal finance. You see, I have never had a problem with the hedonic treadmill. I don’t squirm uncomfortably...
Frugality Fails
Frugality Fails I did something completely illogical upon realizing that I was financially independent. I doubled down. I conceived of a plan to slow down at work (which I enjoyed) and plotted up a...
A Second Look at Private School
A Second Look at Private School I have written before about how we broke the budget when we decided to send my daughter to private school. It was a hard decision, but one we...
The Beauty of No Debt
The Beauty of No Debt I am a big fan of second generation FI. I believe the knowledge and financial savvy we develop should be passed on to our children. The major method to...
YOLO is a No No
YOLO is a No No I have written in the past about the opportunity cost fallacy. In brief, there is an argument that luxury spending saps wealth by obliterating the compounding effect of the...
When It Comes To FIRE, Kids Are Holding You Back
Kids Are Holding You Back? I have mentioned often that I am Second Generation FI (Boring FI). The unfortunate truth is that I started ahead of the game. I grew up with financially savvy...
Healthcare Myths Are Keeping You Broke
Healthcare Myths Are Keeping You Broke The intersection of medicine and personal finance is vast. Mismanaging healthcare costs can lead to dying poor in America, or even worse, being a hundred and homeless...
Back of the Napkin
Back of the Napkin There is no question that I live in a world of numbers. I am constantly making calculations in my head throughout the day. Whether it is how many miles my...
