Day One CampFI
Day One CampFI My blog post comes to you today from Marine St Croix Minnesota where I am attending CampFI Midwest. Although way to early for a roundup (I haven’t heard any lectures yet),...
DiverseFI Personal Finance with a Twist
Avoid The Four Wrongs of Real Estate
The Four Wrongs of Real Estate There is no more polarizing issue in the personal finance community than real estate. For every land lording success story, there is an equally compelling sob story. Although...
Margin Without Mission
Margin Without Mission Those of us who are passionate about hospice work often shy away from discussing the economics of the business. Because it is such a mission based field, often it feels distasteful...
Inheriting a Perpetual Money Machine
Inheriting a Perpetual Money Machine I have boasted in the past about not only being second generation FI but also third generation FI. My path to financial independence, however, was not inherited. Although I...
Trigger Events
Trigger Events I have thought a lot about retirement lately. As you can tell from my posts about downsizing and fading to early retirement, there are various ways to extricate oneself from W2 employment....
The Achievement Treadmill
The Achievement Treadmill We have all heard of the hedonic treadmill. Basically lifestyle inflation, instead of sating our appetite, leads to more aggressive consumerism. We have more stuff but we are no more happy. I...
I Choose Work
I Choose Work For most our lives, work is not a choice but rather a necessity. Even when financial independence is reached, the early retirement fallacy rears its ugly head. Whether employed or not,...
Post FI Challenge
Post FI Challenge I think it shocks my readers when I say that financial independence is something that once reached needs to be coped with. Believe it or not, it takes a little getting...
YOLO is a No No
YOLO is a No No I have written in the past about the opportunity cost fallacy. In brief, there is an argument that luxury spending saps wealth by obliterating the compounding effect of the...
How This Physician Escaped Medicare
How Does a Physician Escape Medicare? I have a confession to make. I have been planning my escape since the first day I set foot in the office as an attending physician. The writing...
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