Money Insecurity
Money Insecurity It is easy to paint financial independence as a nirvana. Easy to say that it is a goal that once attained will allay all worries and anxieties. But I think this viewpoint...
Category: Accumulation Phase
Is Money Apathy The New Financial Independence?
Money Apathy In a previous post I discussed the magic of market apathy. When your path to financial independence is long-term and you have chosen the right investments, the momentary swings of the stock...
Market Apathy and the Magic of Uncorrelated Returns
Market Apathy I have a confession to make. I suffer from market apathy. My days of checking the stock ticker have slipped to the wayside. I used to care. I used to wait...
Money Goal or a Rabbit Hole?
Money Goal or a Rabbit Hole? There is no question that I sometimes eschew some basic personal finance principles. I generally feel that we are kidding ourselves with the safe withdrawal rate nonsense. And...
Downsizing to Early Retirement
Downsizing to Early Retirement The term downsizing is usually used in reference to trading a larger house for a smaller one. This makes sense to your average FI minded individual who sees both the...
The Difference Between Investment and Speculation
The Difference Between Investment and Speculation There are very few concepts that define more clearly the path to long lasting wealth than understanding the difference between investment and speculation. Out in the real world,...
Human Capital Bests Investment Capital
Human Capital Bests Investment Capital We love to dream of getting the best returns on our capital. We read books, peruse blogs, and even take courses. Is real estate better than stocks and bonds?...
Gifts Given and Gifts Taken Away
Gifts Given and Gifts Taken Away There are gifts given and gifts taken away. And Jacob’s abilities could be described as nothing less than a gift. He was a violin virtuoso. Or at...
Habit is the Yellow Brick Road
Habit is the Yellow Brick Road Although hard to believe, financial independence has never been a goal of mine. In fact, I had no idea what it even was till recently. Although I had...
FatFIRE Frugal
FatFIRE Frugal I have never tried to position this as a frugality blog. Though I want to spend reasonably, my path has been full of what some would call luxury expenses. My journey to...
