My Money, Our Money

Our MoneyOur Money

My money, our money?

The elderly women sits half propped upon the rickety bead frame as she looks uncomprehendingly at her daughter through dementia soaked eyes.  The room is littered with medical equipment: a walker, a bedside commode, some type of hand grabbing doohickey that had long ago been discarded in a pile of other government funded paraphernalia.

You know Sarah goes to college this year?

A young man, humbling, ducks between mother and daughter.  Eyes averted, he removes the untouched tray from the elderly women’s lap and replaces the sheets over her wasting torso.  The tray consists of finger foods without utensils.  No fork, and certainly no knife. An unopened can of Ensure adorns the periphery,

Neither of the two women acknowledges the man’s presence as he hurries out of the room with the tray and returns with a small paper cup full of pills.

Missus, it’s time for your afternoon pills.

The frail women focuses her eyes on the apologetic figure, and then opens her mouth and sticks her tongue out.  She waits to receive the pills.  A child waiting for mom to deliver the cherry flavored elixir that will make the fever go away.  But there is no fever.  No cheery elixir.  The large one tastes bitter while the small one feels rough on the edges.  First, she tries to chew the tablets and then she sits calmly with a mouth full of pills with no attempt to swallow.

The daughter is now rustling through papers.  She has a typewritten document which she gingerly holds in front of her, attempting not to crease the precious words elegantly laid out on the page.  She thumbs the pen and looks expectantly at her mother who is still trying to remember what’s causing the bitter taste in her mouth.  The mother spits the pills out onto the raggedy bib hanging from her neck.

Your Money, Our Money

The lawyer says that all you have to do is sign here!

The patient grimaces and then looks around the bedroom.  The surroundings should be familiar after decades. She looks lost, confused.

Dear, when did you bring me to this hospital?

She is troubled, but her addled brain has not the capacity to reason why.  There is a nagging anxiety which wends its way through her disjointed neurons and plops into a disheveled central processor.  It spits out aberrant data and the women screams out in pain.

There is no pain.  Just the feeling that something is wrong.

You’ll really like the facility!  There are other people like you there.  And nurses all the time!

The silent man glides in unnoticed and dutifully removes the undigested pills from the bib and places them back in a paper cup that now adorns the bedside table.  He winces as he watches the scene play out in front of him.  His employment hangs on a precipice.

My Money

The Benefits of A CrisisThe lawyer says that Medicaid will take care of everything, and then you can pay for Sarah’s college.  And I can cut up the credit cards!

You want to pay for Sarah’s college, don’t you?  You always said it is our money!

Her voice rings with both hope and sorrow.  She fancies that this is some version of disclosure.  If she can convince herself that her mother understands, reasons that this is what she always wanted, then taking the money won’t feel so bad.

She tells herself that the state-run facility is adequate.  That her mother is so demented that she will never know the difference.  That the money might as well be used by people who will have their wits about them enough to enjoy it.

Her mother looks up uncomprehendingly as the daughter places the pen into her unpracticed fingers and gently guides her into signing on the dotted line.  The daughter then affixes the date in an altogether more legible nature on the adjacent line.

I think it is time for you to rest now, mom.

The daughter gathers the papers gingerly and places them in an envelope to be delivered immediately to the lawyer’s office.

The humble man in the corner looks down ashamedly as the daughter passes him on the way to the door.  She looks distractedly at his forehead, realizing for the first time that another human being has witnessed her depravity.

She avoids his eyes.

Adjust her comforter and make sure mom takes those pills.  We wouldn’t want her to get sick!

Feeling nauseous, he shrinks into the corner and whispers a response that the daughter would have to strain to hear.  No matter, she has already breezed through the exit and slammed the bedroom door behind her.

Yes, ma’am! 

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Doc G

A doctor who discovered the FI community but still struggling with RE.

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18 Responses

  1. Xrayvsn says:

    That was a sad story to read and I’m sure plays itself out over and over on a daily basis across the country. I’m not even sure if there is an adequate solution to protect the elderly in this situation. Even medical directives etc leave decision making in the hands of people likely to benefit by not keeping your best interests in mind. There’s no fiduciary responsibility

  2. That’s a bit of a depressing one for a Saturday. It highlights the need for a power of attorney for someone you trust.

  3. Steveark says:

    My mom had that. Fortunately my dad was still mentally sharp and my wife and I were engaged in their care in their latter years. I wish they had spent more of their money but their illnesses made that impossible. I’m so glad we we able to help and so glad I have no regrets about the way we treated them with love. As your beautifully written piece makes so clear, that is not always the case.

    • Doc G says:

      It’s not thought of often, but the financial wellness of your surrogates makes a big impact on the decisions they may make.

  4. E says:

    Sad story. Sad commentary on aging , health and family – that does takes place .
    Thankfully , there are other stories , where the focus is on respect, family support, health, happiness, and quality of life.
    Taking care and showing up for aging parents can be challenging. But it is always, work of heart and humanity.

  5. Dr. MB says:

    I have paid for my parents housing expenses since I was 25 years old after paying off my student loans. I am almost 50 now.

    My parents are so frugal! I want to do more for them but habits are habits. I understand that since I am the same way.

    I have seen kids who do this and take from their parents. How sad. People like that just don’t realize how little money one really needs to live a good life. You should really NOT have to take it from your aging parents. Good grief.

  6. Gasem says:

    I’ve seen situations of out right thievery not just blurred lines of ownership, especially where multiple siblings are involved.

  7. You really have a way with painting a picture Doc… sad, but great writing.

    • Doc G says:

      Thanks! While these posts are not traditional personal finance blog fodder, I try to express what I see happening in healthcare today.

  8. Oof, that hit me in the gut. Great writing.

  1. June 5, 2018

    […] ★ My Money, Our Money […]

  2. June 7, 2018

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